Upstox Review: Brokerage Charges, Margin, Trading & Demat Account

In today’s world, where everyone wants to be as luxurious as celebrities, the regular income is not at all enough. People aspire to buy all the luxuries and amenities as soon as possible. To fulfill their such wishes they tend to increase the horizon of their earnings, which could give them a hope of additional income with no further time investment.

In such a case, online trading platforms have come as a solution to this problem. There is a long list of online trading platforms which provides services in the investment and trading but one of the most reliable and sensible application is Upstox.

Upstox is one amongst the best discount brokers available in India, especially for the traders. On One side the Upstox provides it’s traders with the fastest trading platforms which are the main need to book the high profits in day trading. On the other side, its highly convenient as you only need to pay only a flat Rs 20 per trade irrespective of your trade volume.

In this article we are going to give a comprehensive review of this discount broker who have been making big in the industry since the past few years.

About Upstox

The company, Upstox is a tech-first low cost broking firm in India that is providing trading opportunities at indomitable prices. This company provide trading on different segments such as commodities, equities, currency, futures, options which are accessible on its Upstox Pro Web as well as on Upstox Pro Mobile trading platforms.

Upstox is supported by a group of investors which encompasses Kalaari Capital, Ratan Tata and GVK Davix.

This trading platform offers trading, analysis, charting and many other rich trading features. This platform makes it susceptible and simple to place orders through mobile phones as well as web browser. Upstox trading outlet is created on Omnisys NEST OMS (Order Management System) and Omnisys NEST RMS (Risk Management System).

The best thing about Upstox is that it offers absolutely free trading account and also free trading in Equity Delivery segment. Trading in Equity F&O, Equity Indra-day, Currency Derivatives and commodities is available through Upstox Pro only. UpStox Pro is nothing but the paid service of UpStox for traders.

Note: Get the unbiased review of Upstox and check its trading app, Demat account opening charges,Upstox brokerage, margin, plans, features, investment option, ratings & review for free on Select by Finology.

The Revolution of Artificial Intelligence in Digital Marketing

The introduction of Artificial Intelligence (AI) has caused a seismic shift in the ever-changing field of digital marketing, bringing with it an unprecedented level of creativity, accuracy, and efficiency. The convergence of artificial intelligence (AI) and digital marketing is more than just a technical development; it’s a fundamental transformation that’s redefining consumer experiences, tactics, and the very nature of marketing itself.

Unveiling AI’s Impact on Data-Driven Marketing
Artificial intelligence (AI) has emerged as a disruptive force, completely altering the landscape of data-driven marketing. AI’s incredible capacity to untangle huge data sets is at the heart of this revolution, providing marketers with better insights and predictive capabilities that redefine strategy and improve consumer experiences.

1. Harnessing Data for Deeper Insights
A new age of data analysis has been brought about by AI algorithms, which allow marketers to search through enormous amounts of data with previously unheard-of efficiency and accuracy. Large-scale data sets may be processed and interpreted by these sophisticated algorithms, which enable them to identify important patterns, trends, and correlations that would be difficult for humans to discover otherwise. Because of their superior analytical skills, marketers can get an unparalleled level of insight into the behavior, preferences, and buying habits of their target audience, which paves the way for highly focused advertising.

2. Predictive Analytics: Anticipating Consumer Behavior
Future customer behavior has been predicted thanks in large part to AI-driven analytics’ predictive powers. Artificial intelligence (AI) algorithms create predictive models that anticipate trends and possible customer behavior by carefully examining past data and spotting minute patterns. With the ability to anticipate changes in the market, customize interactions, and modify plans in advance, marketers can ensure a proactive strategy that aligns with changing customer preferences.

4. Automation and Increased Productivity
The fundamental influence of AI on data-driven marketing is automation. AI-powered solutions remove marketers from tedious duties and enable them to concentrate on developing and creating innovative strategies by automating repetitive processes like data collecting, analysis, and campaign optimization. This increase in efficiency guarantees a simplified and flexible marketing strategy that quickly adjusts to shifting market conditions while also saving time and money.

3. Precision Targeting and Personalization
AI’s skill at data analysis and interpretation makes hyper-targeted marketing efforts possible. Artificial Intelligence (AI) makes it easier to create tailored messaging and product suggestions by providing a detailed insight into consumer interests and behavior. Individual consumers respond very well to this degree of precise targeting, which promotes brand loyalty and greatly raises customer happiness.

5. The Development of Consumer Knowledge
When AI-driven analytics are integrated, consumer insights become a living, breathing thing. With real-time access to customer preferences, attitudes, and engagement data, marketers can now go deeper. These insights constitute the cornerstone of well-informed decision-making, allowing for quick modifications to marketing plans and guaranteeing that campaigns continue to be in line with changing consumer demands.

6. Ethical Considerations and Data Privacy
While AI facilitates data-driven marketing, it is crucial to take user permission, transparency, and data privacy into ethical consideration. Maintaining ethical standards and using customer data for tailored experiences require careful consideration. Sustaining customer trust and confidence requires a commitment to strict data protection standards and honest information about data usage.

7. Personalized Content Creation and Optimized User Experience
The fusion of artificial intelligence (AI) and data analytics has opened the door to hyper-personalization in the field of modern marketing, completely changing the way customers interact with brands. Businesses now communicate with customers in a completely new way, one that fosters more engagement, greater loyalty, and unmatched customer happiness. This change comes from a move away from generic communications and toward personalized, targeted interactions.

8. Personalization Above Division
Hyper-personalization goes beyond conventional segmentation techniques by exploring the subtleties of each unique customer’s demands, preferences, and actions. Businesses may build highly focused experiences by utilizing AI-driven data to provide content, personalized offers, and bespoke product suggestions based on each customer’s journey. Customers find great resonance in this degree of personalization, which strengthens their emotional bonds with companies.

9. Recommendation engines are driven by AI
Artificial Intelligence is a key player in providing tailored suggestions, which is changing the way customers find goods and services. Large amounts of historical and current data are analyzed by recommendation engines driven by AI algorithms, which also learn from user preferences and actions. Anticipating the wants and desires of the customer, these systems make recommendations that smoothly fit each person’s preferences, increasing engagement and conversion rates.

10. Contextual and Instantaneous Communication
Businesses may communicate with customers in real-time by integrating AI and providing contextual and pertinent interactions across a range of touchpoints. With the use of artificial intelligence (AI), chatbots and virtual assistants serve customers instantly, respond to their questions, and help them along their path. By providing individualized service around the clock and simulating human interactions, these intelligent interfaces improve the entire customer experience.

11. Journey Mapping and Predictive Personalization
The predictive powers of AI allow organizations to forecast customer behavior at every stage of the purchasing process. Artificial intelligence (AI) systems predict the likely behaviors and preferences of specific customers by examining past data and behavioral trends. With the use of this insight, marketers can proactively create tailored experiences at various touchpoints, guaranteeing a smooth and consistent customer journey that appeals to them at every turn.

12. Emotional Connection and Brand Loyalty
Hyper-personalization strengthens the emotional bonds that exist between customers and companies by fostering a sense of exclusivity and personalized attention. Businesses may have a significant effect by customizing experiences to match the interests, goals, and values of their customers. This fosters brand loyalty and long-lasting connections that go beyond transactional transactions.

13. Ethical Considerations in Personalization
Even while AI-driven personalization has a ton of potential, permission, transparency, and data protection are crucial ethical issues. Companies have to walk a tightrope between providing individualized experiences and upholding the privacy rights of their customers. Retaining credibility and confidence requires granting customers control over their data and upholding openness in data gathering and use. Adopting AI-Driven Advertising Strategies Artificial intelligence (AI) has completely changed the way that advertising is done. It provides marketers with a wide range of tools and capabilities that allow them to maximize campaign effectiveness, improve targeting accuracy, and generate hitherto unseen levels of engagement. To navigate the ever-changing digital marketplace and make sure that marketing initiatives maximize effect and return on investment (ROI), using AI-driven advertising methods has become essential.

14. Accurate Targeting using Data Interpretation
With AI, marketers can gain unmatched insights into the tastes and behavior of their customers. Marketers obtain a thorough grasp of their target audience by using AI algorithms to evaluate large data sets. With the use of these data, accurate targeting is made possible, enabling the development of highly customized advertising campaigns that speak to specific customers and make sure the appropriate people see the right messages at the right moment.

15. Programmatic Promotion and Real-Time Enhancement
The placement and optimization of adverts have been completely transformed by the use of AI in programmatic advertising. Ad placements are automated by AI-powered systems that use real-time data to target viewers on several channels. AI also continually improves the efficacy of ads, modifying creative components and bid tactics in real-time to increase engagement and conversion rates.

16. Improved Customization and Innovative Designs
The production of tailored advertising material at scale is made easier by AI-driven advertising. Ad creatives are customized to fit the tastes, actions, and context of each unique user with AI-powered dynamic creative optimization. Customers connect with these dynamically created advertisements on a deeper level, which results in more relevant messaging and noticeably higher engagement rates.

17. Analytics That Predict Ad Performance
The predictive analytics capabilities of AI enable marketers to more accurately estimate ad success. AI systems forecast possible advertising campaign outcomes by examining past data and seeing trends. With this insight, marketers can anticipate and adjust their ad strategy for maximum efficacy and return on investment.

18. Automation and Increased Productivity
The necessity to optimize ad content for voice search has arisen from the proliferation of voice-activated gadgets. Voice search optimization is made easier byAI’s natural language processing (NLP)capabilities, which recognize and incorporate conversational keywords into advertising campaigns. AI-powered assistants, such as Google Assistant and Amazon Alexa, also give marketers new ways to communicate with consumers through voice-activated interactions, creating fresh chances for advertising.

19. Ethical Perspectives and Openness
Even though AI-driven advertising has a lot of promise, customer permission, data protection, and transparency are important ethical issues to take into account. Retaining trust and credibility requires several key initiatives, including giving users control over their data, guaranteeing openness in ad targeting, and upholding ethical standards in data usage.

20. The Function of AI in Content Strategy and Search Engine Optimization (SEO)
Search Engine Optimization (SEO) and content strategy have seen a significant transformation thanks to artificial intelligence (AI), which has ushered in a new era where companies improve their online presence based on data-driven insights and clever algorithms. SEO strategies have been completely transformed by AI-powered tools and strategies, which allow businesses to produce more pertinent, user-focused content and improve their exposure in search engine results.

21. Advanced Semantic Analysis and Keyword Research
Artificial intelligence (AI) algorithms have revolutionized traditional keyword research through the use of advanced natural language processing (NLP) approaches. These artificial intelligence (AI) technologies understand user intent and context, going beyond simple keyword matching. Artificial intelligence (AI) uses semantic analysis to find synonyms, similar terms, and variants. This helps marketers optimize content for both particular keywords and more general user inquiries.

22. Creation and Optimization of Content
AI-powered tools for creating content have changed the game when it comes to producing interesting, high-caliber content. These technologies generate product descriptions, articles, and blog entries that resemble those written by humans by utilizing machine learning algorithms. AI examines user behavior and input to optimize content for conversions and maximum effect. Furthermore, AI improves user experiences by personalizing content according to each user’s tastes, which increases engagement and promotes brand loyalty

23. Optimizing Pages and Enhancing User Interface
AI-powered solutions help with on-page SEO optimization by enhancing website performance through analysis of user behavior and interactions. These features improve the overall user experience as well as the speed at which pages load and responsiveness on mobile devices. AI helps create smooth, user-friendly online experiences that comply with search engine ranking criteria by comprehending consumer preferences.

24. Accurate SEO and Performance Monitoring
Predictive AI tools are essential for predicting SEO trends and performance. Artificial intelligence (AI) systems can anticipate changes in user behavior and search trends by analyzing large amounts of data. This allows marketers to adjust their plans ahead of time. Furthermore, AI-driven analytics enable data-driven choices for continuing optimization initiatives by offering insights into user engagement, traffic trends, and conversion metrics.

25. Optimizing Voice Search and AI-Supported SEO
The emergence of voice search has made conversational query-specific SEO methods necessary. AI’s natural language processing skills, which concentrate on long-tail keywords and colloquial language, aid in content optimization for voice search. Additionally, AI-driven SEO assistants help marketers by identifying patterns and offering voice-based search optimization tactics, enabling companies to adjust to the changing search environment.

The use of AI in digital marketing is undergoing a revolution that is changing the industry fundamentally. Artificial Intelligence has a wide-ranging influence, ranging from enabling data-driven decision-making to augmenting customer experiences and transforming advertising tactics. Leveraging AI’s capabilities while maintaining ethical standards will be essential for businesses navigating this disruptive period if they hope to realize AI’s full potential and promote sustainable growth in the digital marketplace.

Displaying Its Elegance Is the Invicta Bolt Two Tone Stainless Steel Blue Open Heart Dial Automatic

In the realm of horology, the Invicta Bolt Two Tone Stainless Steel Blue Open Heart Dial Automatic 37689 Men’s Watch stands as a beacon of elegance and sophistication. This exquisite timepiece is more than just a means to keep track of time; it’s a statement piece that speaks volumes about style, refinement, and craftsmanship.

From the first glance, the watch mesmerizes with its two-tone stainless steel case and bracelet. The juxtaposition of gold and silver tones exudes a sense of luxury and versatility, making it suitable for any occasion, whether it’s a formal affair or a casual outing. Crafted with precision and attention to detail, the smooth lines and polished finish of the case and bracelet elevate its aesthetic appeal, showcasing the meticulous craftsmanship that goes into every Invicta creation.

However, it’s the dial of the Invicta Bolt 37689 that truly steals the spotlight. Bathed in a rich blue hue and adorned with an open heart design, the dial is a work of art in itself. The open heart design provides a captivating glimpse into the intricate automatic movement of the watch, serving as a testament to the masterful engineering and innovation behind Invicta timepieces. This unique feature adds a modern flair to the watch, setting it apart from the ordinary and making it a conversation starter wherever you go.

But the elegance of the Invicta Bolt 37689 doesn’t end with its design; it’s also backed by functionality and reliability. Powered by an automatic movement, the watch ensures accurate timekeeping without the need for a battery, while the flame fusion crystal protects the dial from scratches and damage. Luminous hands and markers provide enhanced visibility in low-light conditions, ensuring that you can always read the time with ease.

With a water resistance of 100 meters, the Invicta Bolt 37689 is also built to withstand the rigors of everyday wear, making it a versatile companion for any adventure. Whether you’re attending a formal event or exploring the great outdoors, this timepiece is sure to make a statement and leave a lasting impression.

In conclusion, the Invicta Bolt Two Tone Stainless Steel Blue Open Heart Dial Automatic 37689 Men’s Watch is a true masterpiece of horology. With its elegant design, impeccable craftsmanship, and practical features, it embodies the essence of sophistication and style.

Scrape Restaurant Menu Data | Grubhub | SkiptheDishes | Menulog

How to Effortlessly Collect Restaurant and Menu Data: A Step-by-Step Guide for Grubhub, SkiptheDishes, and MenulogFeb 07, 2024Introduction
In the dynamic landscape of the food industry, staying competitive necessitates access to comprehensive scrape restaurant menu data. The surge in demand for precise and timely information is notably attributed to the proliferation of online food delivery platforms. This blog delves into the intricacies of restaurant data collection and menu data extraction services, with a keen focus on industry-leading platforms such as Grubhub, SkiptheDishes, and Menulog.

Navigating through the nuances of restaurant data collection and menu data extraction is essential for businesses seeking a competitive edge. Our exploration includes insights into Grubhub restaurant data scraping and the utilization of Grubhub data scrapers, strategies to extract SkiptheDishes data through meticulous menu data scraping, and the effectiveness of Menulog data extraction services. As we dissect the methodologies employed to scrape menu data from Grubhub, readers will gain a comprehensive understanding of harnessing these techniques for strategic advantages in the ever-evolving food service landscape.

The Importance Of Restaurant And Menu Data
In the contemporary realm of the food industry, the significance of restaurant and menu data cannot be overstated. The advent of online food delivery platforms has heightened the demand for accurate and comprehensive information, driving the necessity for efficient restaurant data collection and menu data collection services. Businesses are increasingly realizing that staying ahead in this competitive landscape requires a deep understanding of consumer preferences and industry trends, which can be gleaned through strategic data acquisition.

Grubhub restaurant data scraping and the utilization of Grubhub data scrapers have become essential tools for businesses seeking insights into this platform’s extensive culinary offerings. Concurrently, the extraction of SkiptheDishes data through meticulous menu data scraping techniques opens doors to a wealth of information on diverse menus and trending dishes. Further amplifying the spectrum, Menulog data extraction services have emerged as invaluable resources, offering businesses the means to stay attuned to the dynamic culinary landscape.

The ability to scrape menu data from Grubhub, SkiptheDishes, and Menulog not only facilitates accurate market analysis but also empowers businesses to tailor their strategies, optimize menu offerings, and enhance the overall customer experience. In essence, restaurant and menu data collection lay the foundation for informed decision-making, providing businesses with a competitive edge in the ever-evolving and demanding food service industry.

Grubhub Restaurant Data Scraping
Grubhub, a prominent player in the online food delivery and takeout marketplace, boasts an extensive reservoir of valuable restaurant and menu data. To tap into this wealth of information, the use of Grubhub data scraping tools becomes imperative. Tailored Grubhub data scrapers are adept at navigating the platform’s intricate structure, systematically collecting pivotal details, including restaurant names, addresses, contact information, and, significantly, menu items. The efficiency of these tools in the realm of restaurant data collection and menu data extraction ensures businesses can obtain accurate insights, making Grubhub restaurant data scraping a key component for staying competitive in the ever-evolving food industry landscape.

Grubhub Data Scraper: Unlocking Insights for Businesses
The Grubhub data scraper is a specialized tool designed to streamline and automate the extraction of valuable information from the platform. Operating with precision, it navigates the mobile app, mirroring human interactions to efficiently gather data. This tool is a game-changer for businesses engaged in restaurant data collection and menu data extraction, providing a competitive edge. By employing Grubhub restaurant data scraping and leveraging the Grubhub data scraper, businesses gain profound insights into market trends, conduct thorough competitor analyses, and identify potential collaborations. Its prowess in scraping menu data from Grubhub positions it as a cornerstone for strategic decision-making in the dynamic food industry landscape.

SkiptheDishes Menu Data Scraping
SkiptheDishes, a significant contender in the online food delivery industry, hosts a wealth of restaurant and menu data. To unlock this invaluable resource, businesses employ menu data scraping techniques. Extracting SkiptheDishes data becomes pivotal for gaining a comprehensive understanding of the restaurant landscape, discerning menu preferences, and staying attuned to emerging culinary trends. This strategic approach to restaurant data collection and menu data extraction positions businesses to make informed decisions in a competitive market. Through the process of SkiptheDishes menu data scraping, enterprises can stay agile, adapting their offerings to meet evolving consumer demands and maintaining a competitive edge in the dynamic food delivery landscape.

SkiptheDishes Data Extraction Service: Unleashing the Power of Data
The SkiptheDishes data extraction service leverages advanced algorithms and techniques, systematically scraping and organizing data. This streamlined and efficient approach to extracting SkiptheDishes data provides businesses with a competitive advantage. The service plays a crucial role in restaurant data collection and menu data extraction, offering businesses a strategic edge. By optimizing offerings and making data-driven decisions based on the insights gleaned from SkiptheDishes menu data scraping, enterprises can navigate the dynamic landscape of the online food delivery industry with agility. This service becomes a cornerstone for businesses seeking to stay ahead, adapting to evolving consumer preferences and market trends.

Scrape Menulog Data: A Culinary Exploration
Menulog, a prominent online food ordering and delivery platform, stands out for its extensive selection of restaurants and diverse menus. The strategic act of scraping Menulog data equips businesses with valuable insights into the local culinary landscape, fostering an ability to stay attuned to consumer preferences and market dynamics. The Menulog data extraction service becomes instrumental in restaurant data collection and menu data extraction, providing a nuanced understanding of the ever-evolving food scene. By engaging in this process, businesses can refine their offerings, tailor strategies to local tastes, and establish a competitive edge in the dynamic realm of online food ordering and delivery.

Menulog Data Extraction Service: Elevating Business Strategies
Crafted to navigate Menulog’s intricacies, a Menulog data extraction service meticulously collects vital information about restaurants and menus. This service proves instrumental in restaurant data collection and menu data extraction, empowering businesses to elevate their market intelligence. By leveraging the insights obtained through scraping Menulog data, enterprises can optimize menu offerings, align strategies with consumer preferences, and cultivate a profound understanding of their competitive landscape. This strategic use of the Menulog data extraction service positions businesses to make informed decisions, ensuring they stay agile and responsive to evolving market trends in the competitive realm of restaurant and menu data analysis.

In the fiercely competitive realm of food services, accurate and comprehensive restaurant and menu data are pivotal game-changers. At Mobile App Scraping, we offer cutting-edge data scraping and extraction services tailored for businesses relying on Grubhub, SkiptheDishes, or Menulog. Our solutions, including Grubhub restaurant data scraping, SkiptheDishes menu data scraping, and Menulog data extraction service, empower organizations to unlock valuable insights. By embracing these technological solutions, businesses stay ahead of the curve, refine their strategies, and, ultimately, provide customers with an unparalleled dining experience. Elevate your business with Mobile App Scraping and harness the power of precise restaurant and menu data collection for strategic success.

Get the most out of your YouTube channel with our SMM panel

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Earning money from YouTube is a great way to supplement your income as a content creator. The key to success is engaging viewers and encouraging them to share your content with others. Social media marketing is one of the most effective ways to do this, and using a SMM panel for YouTube is an excellent way to maximize your efforts.

SMM panels for YouTube allow you to Buy YouTube Shares, buy watch time, and more. Buying shares is a great way to get more viewers and increase engagement on your videos. The more shares your videos get, the more likely they are to appear in search results. Buying watch time is another great way to get more views and engagement. The more Buy YouTube Watch Time you have, the more visibility and engagement your videos will have.

Using a SMM panel for YouTube can be a great way to increase the reach of your content. It allows you to target specific demographics and tailor your content to them. You can also use the panel to track the performance of your content, so you can easily pinpoint what works and what doesn’t. With the right YouTube SMM Panel, you can easily manage your campaigns and ensure that your content is seen by the right people.

Overall, using a SMM panel for YouTube is a great way to increase engagement and visibility for your content. It allows you to easily buy shares, watch time, and more. With the right panel, you can track the performance of your content and adjust your strategies accordingly. If you’re looking for an effective way to get more views and engagement on your videos, investing in a SMM panel for YouTube is an excellent choice.

ICICI Brokerage Calculator: Know Everything About it

Since childhood, we have been taught that we get profit when we sell something for a price higher than what we paid to acquire it. But the question is, do you bag all the amount of the proceeds or a significant part of it? Now when you think back and try to recall some of the deals that you made no matter how big or small, they were, in most cases you had to pay the price to the middleman, and this price is known as brokerage.

The capital and the money market are no different than the laymen world regulations and norms. Just like you must pay brokerage while dealing with property or goods, in the same manner, you must pay brokerage for settlement of your equity/commodity trade. This brokerage is generally calculated by using a Brokerage Calculator which is an online tool that many investment platforms provide for the convenience of traders to help them assess calculation of their brokerage in advance of carrying out a trade.

This is where ICICI brokerage calculator comes in play. It helps you calculate the brokerage you need to pay on the deal that you make through ICICI direct, a retail and investment service platform of ICICI Securities. It also calculates several taxes and charges apart from the GST that you must pay on your trade such as SEBI turnover fees, Securities Transaction Tax and Transaction charges that you pay to the exchange, which are BSE and NSE. ICICI Direct lets you trade in different asset classes ranging from Equity to derivatives with different time horizons which generally are intraday and long-term investments.

Now the question arises how does ICICI brokerage calculator calculate brokerage? These calculations are based on several factors such as Lot size, overall turnover, type of trade and type of services an individual avail by ICICI Direct (whether a premium or basic service pack).

For equity delivery, the brokerage is charged at a fixed rate of 0.55% on the trade’s overall turnover. In contrast, for equity intraday delivery, the brokerage charge has been kept low in a range of .035%-.05% to let the investor maximize his returns. For intraday equity square-off the charge is .275%, and there are no charges for the settlement in the second leg of intraday trade. Equity futures cost a brokerage of 0.05% on the higher leg turnover and a flat brokerage of 50 rupees on lower leg turnover.

Currency futures, currency futures stop loss, currency options and commodity futures cost the same brokerage of 20 rupees per order.

Flat brokerage for options and options plus is 95 rupees per lot and 50 rupees for the first and second leg of intraday square-off. There is also a unique plan by the name Options 195 plan in which brokerage for 100 lots is 1545 rupees which is 15.45 rupees per lot which is very low than the 95 rupees per lot that you would need to pay usually. So, if you are an active options trader do give it a try.

Now we will look at the brokerage structure of non-convertible debentures and bonds which are as follows:

If the amount is less than or equal to 1 Crore, the brokerage is 0.75% and 1.00% for less than five years and more than five years.
If the amount is more than one crore but less than five crores, the brokerage is 0.50% and 0.75% for a period of fewer than five years and more than five years, respectively.
If the amount is more than 5 crores, the brokerage is fixed at 0.50% irrespective of the instrument’s maturity.
The rates charged by ICICI Direct are very competitive and are amongst the best rates you can find in the market for a brokerage platform. But the above information consists only the basic brokerage that you need to pay as per your trade, and it is exclusive of other charges which were mentioned above such as SEBI turnover fees, Securities Transaction tax and Transaction charges which is different for every asset class based on the guidelines set by the government and exchange. For these details, you can look up the page of ICICI directly or can use the link provided below.

5 Myths On Small Business Loans That Should Be Dimnished Today!

Business loans are one of the ways to finance a business. Funds for business are sanctioned more readily when Loans against property in Delhi. But apart from that, the credibility of an Individual is checked to get approval. Many rumours have become myths that are passed around to make potential entrepreneur hesitate in their decision-making. Pieces of information should be updated to date regarding such matters.

Some Myths On Small Business Loan That Should be Uprooted

Perfect Credit Score
One of the myths floating around is that you should have a good or close to perfect credit score to get approval for funding. If you have a good credit score, then your loan will be sanctioned in no time. However, if you have a low credit score, the approval may take time because the lender will go through your financial statement.

Slow Approval Process And Difficult To Get Sanctioned
Getting a loan sanctioned in the traditional bank used to take a lot of time. However, this information is outdated, and it used to happen in the early times when there was no technology to back up the system. The use of technology and CMS in the financial sector had fastened the process. Also, the loans can be applied through online applications, which have minimized wastage of time by going to the bank, standing in the line and answering every question of the lender, and so on.

Online Lenders Are Fraudster
When it comes to money-related matters, the fraudster or con artist are present everywhere. In both cases, they are untraceable with a questionable source. However, it is up to us to do background research when we are looking for a lender. The lenders offering a reasonable rate of interest on an approved website are more likely to be authentic.

Collateral Loan
Entrepreneurs often hesitate to take loans because they are under the impression that they have to offer collateral as security. However, many lenders are willing to give a loan with no such condition.

Hard To Secure Loan For New Business
One of the myths related to small business loans is that it is hard to get a start-up fund. They haven’t started their business, and there is a lot of uncertainty over turnover. However, these are the concern of the borrower and not the lender. Many financial institutions have come up with a way to extend funds to start-ups.


Frequently a lot of improvisation of the existing laws and policies concerned with the financial sector is being done. And hence outdated pieces of information are still in dissemination due to a lack of awareness. While looking for a source to finance a business, it is up to us to do a lot of research on the current information and funding of a business. Now applying for funds has become easy due to the online business loan. The government is implementing new policies and laws to facilitate more safe and easy funding of a business.

The Great Normalization

Both the insured and the insurers will stand to benefit from it. For the former, it will be a lot easier to submit the relevant documents. On the other hand, insurers will get easy access to requisite information and documents. Also, it can help health insurance companies in India in other ways. Read on to know more about it.

How digital health records will assist insurers in India

In most cases, insurers in India come across the problem of inaccurate data. Also, the available health data of individuals is incomplete. Together, these factors significant operational challenges to insurance companies in India.

With access to digital health records, insurance providers will have an easy way to overcome these challenges. It will simplify the calculation of premiums for policyholders or beneficiaries less tedious and hassle-free. The accurate figures will enable them to provide benefits without making losses. That is to say; it will place them in a better position to offer the benefits without charging an exorbitant premium from policyholders.

As a standard rule, insurance companies in India charge a higher premium to people who have an adverse medical history. This move prompts people to conceal their illnesses and medical conditions. They do it to minimize the insurer’s premium.

An insurance company can reject a claim filed by a policyholder if it can establish the concealment of material facts. However, the absence of concrete evidence based on results can make it an uphill task.

The availability of digital health records will promote transparent practices in the insurance sector. For instance, it can deter potential buyers of a health insurance policy from concealing the requisite information while signing up for a policy. Insurers can get to know about their medical history by referring to their digital medical records. This way, health insurance companies in India can offer the right benefits for hospitalization and other policy components to their clients.

It will render a positive contribution to the customer experience of the insured. In this regard, it will simplify the procedure to get an affordable health insurance plan.

Lastly, people will be able to share their health data with multiple insurance companies at once. It will ease the workload on them to draw a comparison of policies across different providers. As a result, they can identify a feature-rich insurance policy with a reasonable monthly premium effortlessly.

Final thoughts

From the above, it stands out that digital health records can be a blessing for both insurers and the insured alike. It amounts to multiple benefits for either party in many ways. These include the positive points such as the accurate calculation of premiums to transparent practices, the determination of the top health insurance plans for a potential policyholder, and more.

Steps to teaching your puppy or dog to fetch by study smart online

Using a trained dog isn’t just like having a balanced canine, but if your dog knows several basic commands, it is a good idea when tackling problem actions — existing ones or the ones that may develop later on.

So where do you begin with Dog training courses? You can take a class, but it’s not essential; you can do this yourself. In fact, using the right attitude, it could be fun for both you as well as your dog!

steps to teaching your puppy or dog to fetch and Animal behaviour courses

1. Sit

This is among the easiest dog obedience commands to show Animal care courses online, so it’s a good one to begin with.

Hold a treat near to your dog’s nose.

Precede your hand up, allowing his visit follow the treat as well as causing his bottom to reduce.

Once he’s in seated position, say “Sit,” provide him the treat, as well as share affection.

Repeat this sequence several times every day until your pet has it mastered. Then ask your pet to sit before a treat, when leaving for strolls, and during other circumstances where you’d like him or her calm and seated.

2. Come

This command can help to keep a dog out associated with trouble, bringing him back if you lose grip about the leash or accidentally leave the leading door open.

Put a leash and collar in your dog.
Go down in order to his level and state, “Come, ” while gently pulling about the leash.

When he reaches you, reward him with affection along with a treat.

Once he’s mastered it using the leash, remove it — as well as practice the command inside a safe, enclosed area.

3. Down

This can be one of the most difficult commands in canine obedience training. Why? Since the position is a submissive position. You can help through keeping training positive as well as relaxed, particularly with afraid or anxious dogs.

Look for a particularly good smelling deal with, and hold it inside your closed fist.

Hold your hand as much as your dog’s snout. Whenever he sniffs it, move your hand towards the floor, so he comes after.

Then slide your hands along the ground before him to encourage his body to follow along with his head.

Once he’s within the down position, say “Down, ” provide him the treat, as well as share affection.

Repeat it every single day. If your dog attempts to sit up or even lunges toward your hands, say “No” and consider your hand away. Don’t push him right into a down position, and encourage every step your pet takes toward the correct position. After all, he’s spending so much time to figure it away!

4. Stay

Before attempting that one, make sure your dog is definitely an expert at the “Sit” order.

First, ask your canine to “Sit.”

Then open the hand of your hand before you, and say “Stay. ”

Have a few steps back. Reward him having a treat and affection in the event that he stays.

Gradually increase the amount of steps you take prior to giving the treat.

Always reward your puppy for staying put — even though it’s just for some seconds.

This is a workout in self-control for your pet, so don’t be discouraged if it requires a while to grasp, particularly for puppies as well as high-energy dogs. After just about all, they want to be on the go and not just seated there waiting.

5. Leave this

This can help keep the dog safe when his curiosity has got the better of him, like if he odours something intriguing but possibly dangerous on the floor! The goal is to show your pup that he gets something better still for ignoring the additional item.

Place a treat in both of your hands.
Show him one enclosed fist using the treat inside, and state, “Leave it. ”

Allow him lick, sniff, mouth area, paw, and bark to get it — and disregard the behaviors.

Once he halts trying, give him the treat in the other hand.

Repeat until your pet moves away from that first fist whenever you say, “Leave it.”

Following, only give your canine the treat when he moves from that first fist as well as looks up at a person.

Once your dog consistently moves from the first treat and provide you eye contact whenever you say the command, you’re prepared to take it up the notch. For this, use two different goodies — one that’s just okay and one that’s a really good smelling and tasty favorite for the pup.

Say “Leave this,” place the less attractive treat on the ground, and cover it together with your hand.

Wait until your pet ignores that treat and discusses you. Then remove that treat in the floor, give him the greater treat and share love immediately.

Once he’s first got it, place the less tasty treat about the floor… but don’t completely cover it together with your hand. Instead hold it a bit above the treat. With time, gradually move your hands farther and farther aside until your hand is all about 6 inches above.

Now he’s prepared to practice with you standing! Follow the same actions, but if he attempts to snatch the much less tasty treat, cover it together with your foot.

Don’t rush the procedure. Remember, you’re asking lots of your dog. If you go up a notch as well as he’s really struggling, return to the previous stage.

Just these five simple commands might help keep your dog less dangerous and improve your conversation with him. It’s well worth the investment of your time and energy. Remember, the process requires time, so only begin a dog obedience training session if you’re within the right mindset to exercise calm-assertive energy and persistence.

Physical Gold Vs ETFs- Which one should you pick?

Let’s look at the two main ways to purchase Gold in India:

1) Physical gold via jewelry or coins

2) Gold mutual funds or ETFs

Why bother about the form of Gold you purchase?

If the purpose is consumption, for e.g., a wedding, you should buy gold physically.

But if you are looking to accumulate gold for instance for the marriage of your children or for investment purposes, you should consider buying gold ETFs.

Buying gold is a hassle

You have to check numerous things before buying gold jewelry or gold coins such as hallmark certificates for purity and physically look for an choose the right piece which suits your needs. There is then a 20%-30% making charge involved. In comparison buying gold via an ETF is as simple as buying any other mutual fund. You can even buy just 1 unit of gold whereas even the smallest piece of jewelry weighs a minimum of 4 grams.

Gold ETFs are economical and easily liquefiable

The only cost investors have to consider when buying gold ETFs is a minimal fund management fee of around 1%. ETFs can be easily sold back at prevailing market rates. In comparison, when selling physical gold in the market you stand to lose up to 25-30% of your initial investment as making charges are discounted for and typically jewelers buy back gold at 2-3% below prevailing market rates.

Tax benefits

After an ownership period of 3 years, physical gold attracts wealth tax and VAT, neither of which happens when you own ETFs.

Storage is expensive

Buyers need to find safe physical storage such as bank lockers to store their gold and this may prove expensive. But for Gold ETF, storage is taken care of by the fund. Investors hold the gold ETFs in a demat account, and don’t need to bother about its security as in the case of physical gold.

Quality Assurance of Gold ETFs

Gold ETFs are backed by gold of 99.5% purity, so investors can be assured about the quality of gold.

Do not be misled into purchasing the wrong form of Gold. Do consider your investment purpose carefully before heading out to purchase the shining metal.

Disclaimer, Statutory Details & Risk Factors:
The views expressed here in this article / video are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. Quantum AMC / Quantum Mutual Fund is not guaranteeing / offering / communicating any indicative yield on investments made in the scheme(s). The views are not meant to serve as a professional guide / investment advice / intended to be an offer or solicitation for the purchase or sale of any financial product or instrument or mutual fund units for the reader. The article has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been solicited based upon the information provided herein, due care has been taken to ensure that the facts are accurate and views given are fair and reasonable as on date. Readers of this article should rely on information/data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments.